The Insurance Regulatory and Development Authority of India (IRDAI) has notified all general insurance companies in India to obtain valid pollution under control (PUC) certificate for vehicles at the time of renewing the policy.
According to a Live Law report, the IRDAI in its circular has advised insurance providers not to renew the vehicle’s insurance policy without the owner providing a valid PUC certificate as per the orders of the Supreme Court of India.
A report by The Indian Express said that if the PUC certificate’s validity has expired during the time of accidents, the insurance providers will not cover any damages. The IRDAI emphasized that the pollution license is essential for all the claims.
Earlier, the apex court had ordered insurance companies not to insure a vehicle unless it has a valid PUC certificate on the date of renewal of the insurance policy.
As per the circular sent to all CEOs and CMDs of general insurance companies, IRDAI said, “Central Pollution Control Board (CPCB) has raised concerns regarding the status of compliance of above direction of Supreme Court of India in National Capital Region of Delhi (Delhi NCR).”
It asked companies to ensure that the court’s direction is followed scrupulously with a special focus on compliance in Delhi–NCR.
According to a report by Indian Express, a PUC certificate confirms that vehicles’ emissions meet the pollution control standards. The pollution standards/emission levels are stipulated for all the kinds of vehicles in the country.
It is a certificate given to vehicle owners after the test confirms that their cars’ emission levels are within the prescribed safe limit.